Terms and Conditions
These Terms and Conditions govern your use of the website and your participation in any offers, programs, or memberships provided by Desislava Dobreva under Disruptive Brand Media LLC. By accessing or using this website or purchasing any products or services, you agree to be bound by these Terms.
1. Legal Entity
All products, services, and programs are operated and provided by Sushinka Consulting OÜ, a company registered in Estonia, on behalf of Disruptive Brand Media LLC, our front-facing brand entity.
Note: All payments are processed via Sushinka Consulting OÜ (Estonia), our EU finance and operations partner.
2. Privacy Policy
We value your privacy. Any personal information collected is used solely to deliver services or products you’ve purchased. We will never sell or distribute your personal data to third parties. Full details are available in our Privacy & Cookie Policy.
3. Refunds & Payment Plans
- All sales are final. No refunds are granted under any circumstance.
- By purchasing a product or program via a payment plan, you commit to completing all payments, even if you choose to stop participating.
- Cancelling your payment plan early does not nullify your obligation to pay in full.
- If an automatic payment fails, you are responsible for resubmitting payment within 48 hours. A 2% daily interest may be charged on overdue amounts.
- If unresolved after 7 days, your payment details will be submitted to our legal debt collection partner.
4. Intellectual Property
- All content, materials, PDFs, video trainings, or frameworks shared through our memberships, events, or programs remain the sole intellectual property of Desislava Dobreva and/or Disruptive Brand Media LLC.
- You may not copy, share, reproduce, screenshot, or distribute any materials without written permission.
5. Use of Services
By purchasing or engaging with our services, you agree:
- To conduct yourself respectfully within our community and team.
- Not to publicly defame or discredit Desislava Dobreva, our clients, or team members.
- That access may be revoked with no refund if any form of abuse, harassment, or illegal activity occurs.
6. Memberships & Subscriptions
- Memberships (e.g. Badass Brand Squad) require a minimum commitment period unless otherwise stated.
- You are responsible for cancelling subscriptions via your account settings and confirming via email at least 7 days prior to your next payment.
- Missed payments do not void your contractual obligation.
7. Legal Jurisdiction
- These terms are governed under English Law, and any disputes shall be resolved in the Courts of England and Wales, unless a specific jurisdiction is required for enforcement.
- All purchases and contractual obligations are interpreted under Estonian tax and legal structures, in alignment with EU digital commerce regulations.
8. General Terms
- We reserve the right to update these terms at any time.
- Your continued use of the website or programs constitutes acceptance of any changes.
- In the event any clause is unenforceable in your country, the remainder of the agreement shall remain in effect.
For legal queries or complaints, contact: des@desdobreva.com